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Large Corporate GICs
CIBC Guaranteed Investment Certificates (GICs) provide your business with flexible and safe investment options. You're guaranteed to keep what you invest, while earning competitive interest on your money.
Which GIC is right for my business?
CIBC offers a wide variety of business GICs to meet your investment needs. Terms range from 1 day to 7 years and you can choose from cashable or non-redeemable products to suit your required access to invested funds.
Cashable GICs – Access to your money
Cashable GICs provide the flexibility of early withdrawal to cover unforeseen expenses (such as equipment repairs), or to take advantage of business opportunities.
Build your investment portfolio with the freedom to cash out early - without penalty - after only 30 days |
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Guaranteed fixed rate; withdraw your money at any time with specific early redemption rates |
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Increasing annual rates over a 3- or 5-year term, and access to your money (with interest) on anniversaries |
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The interest rate is linked to the CIBC Prime Rate, and you can access your money at any time. |
Non-redeemable GICs – Maximize your returns
Non-redeemable GICs usually offer a higher rate of return compared to cashable GICs. They are ideal when you won't need to access your money for a certain period of time, and they can be used to help reach financial goals, such as a major purchase.
| CIBC Special Offer GIC | Get a premium rate on select terms available for a limited time |
A guaranteed fixed rate for terms from 30 to 364 days |
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A guaranteed fixed rate for terms from 1 to 7 years |
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Make the most of your larger investment from 90 to 100 days; offers higher interest rates for higher balances |
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Earn a rate above our regular rates on select short and long terms (available periodically) |
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Premium returns over a 3- or 5-year term, with increasing annual rates |
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Maximizes returns, provides annual accessibility to funds and reduces exposure to interest rate fluctuations |
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Interested in a Business GIC?
Contact your Relationship Manager or call us directly.
Large Corporate
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