MAIN HEADING: Automobile Insurance
There are nearly ten million drivers in Ontario, and all drivers are required to have auto insurance coverage for the vehicles they drive.
Automobile insurance in Ontario is delivered by the private sector. The Financial Services Commission of Ontario (FSCO), a regulatory agency of the Ministry of Finance, is responsible for regulating insurance, including auto insurance. For more information about Ontario’s auto insurance system, visit FSCO’s Understanding Auto Insurance page.
The following are reports and publications related to automobile insurance in Ontario. For additional resources, please visit FSCO’s Publications & Resources page.
- Fair Benefits Fairly Delivered: A Review of the Auto Insurance System in Ontario, April 11, 2017
- Anti-Fraud Task Force
- Automobile Insurance Transparency and Accountability Expert Report - 2015 Annual Report
- Automobile Insurance Transparency and Accountability Expert Report - 2014 Annual Report
- Automobile Insurance Transparency and Accountability Expert Report - Interim Report
- Auto Insurance Cost and Rate Reduction Strategy
- Fighting Fraud and Reducing Automobile Insurance Rates Act, 2014 (Bill 15)
- Ontario Automobile Insurance Dispute Resolution System Review
- Ontario Introduces Legislation to Fight Fraud, Reduce Rates and Protect Consumers (Bill 171)*
- Reducing Auto Insurance Premiums for Ontario Drivers – New Ontario government reduces costs, cracks down on fraud, and passes savings onto consumers
- Superintendent’s Report on the Definition of Catastrophic Impairment in the Statutory Accident Benefits Schedule
* Please note: Bill 171 died on the Order Paper when the 40th Parliament was dissolved. This news release and backgrounder were issued when the bill was introduced.
