Consumer protection information for credit, loans and debt collection

Icon of a credit card and cash with a dollar sign.Your rights when dealing with payday lenders, credit reporting agencies, collection agencies and bailiffs.

Payday loans

What you need to know before you take out a short-term, cash advance payday loan from a retail store or online.

Credit reports

Information on how to check your credit report for free, correct any mistakes in it and tips on avoiding identity theft or credit repair scams.

Stop collection agency calls

Learn what to do when a collection agency contacts you.

Updated: July 20, 2021