OSFI

​​​​Domestic Stability Buffer

2.50%
of total risk-weighted assets

December 10, 2021

Minimum Qualifying Rate for Uninsured Mortgages

The greater of
the mortgage contract rate
plus 2% or 5.25%

December 17, 2021

OSFI releases final capital and liquidity rules to protect Canadians

OSFI announced revised capital, leverage, liquidity and disclosure rules that incorporate the final Basel III banking reforms with additional adjustments to make them suitable for federally regulated deposit-taking institutions (DTIs).

Continue reading: OSFI releases final capital and liquidity rules to protect Canadians

 

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OSFI Major 2022 Announcements

  • April 21

    Release of Annual Risk Outlook

  • June 22

    Domestic Stability Buffer Rate setting event

  • December 8

    Domestic Stability Buffer Rate setting event

  • December 15

    Minimum Qualifying Rate for uninsured mortgages

 

#Scam Alert: Be careful of phishing emails that appear to be from OSFI employees. We have posted a notice on our website to that effect.

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About OSFI

National capital region's top employers

The Office of the Superintendent of Financial Institutions (OSFI) is an independent agency of the Government of Canada, established in 1987 to contribute to the safety and soundness of the Canadian financial system. OSFI supervises and regulates federally registered banks and insurers, trust and loan companies, as well as private pension plans subject to federal oversight.

Superintendent

Peter Routledge 

Peter Routledge

About the Superintendent

Twitter

@OSFIBSIF_leader  

Our Partners

OSFI works closely with its federal partners, including the Department of Finance, the Bank of Canada, the Canada Deposit Insurance Corporation and the Financial Consumer Agency of Canada.

View infographic.

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