Financial Consumer Agency of Canada - Agence de la consommation en matière financière du Canada

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 For Consumers


At the FCAC, we want you to be an informed financial consumer. This section is designed to help:


Tools and Resources

Mortgage-related Tools

This section includes:

  • The ABCs of Mortgages - a publication that explains mortgage terms and conditions, your rights and responsibilities, and tips on how to pay your mortgage off faster

  • FCAC Mortgage Calculators (opens in a new window) - designed to help you:
    • determine whether or not you qualify for a mortgage loan given your current income and debts
    • find ways to pay your mortgage off faster
    • determine whether or not you should accept a cash back or discounted mortgage rate
    • determine whether or not you should pay a penalty and break your mortgage contract to benefit from a new mortgage at a lower interest rate


  • Mortgage Quiz - to test your knowledge about mortgages.



Cost of Banking Guide Cost of Banking Guide:
An on-line tool designed to help you find the best banking service package for your needs.


Bank Branch Closures Bank Branch Closures:
FCAC maintains a database of bank branch closures throughout Canada. This tool allows consumers to view branch closures by date, location and financial institution


YourMoney Network YourMoney Network:
A listing of web resources geared to the financial education of young Canadians.


Stop Spam Here Logo Combat Spam:
Canada's Task Force on Spam has developed tips to help you protect yourself and fight spam.


Quick Tips

When making a financial decision, make sure you:
  • Ask about the costs and risks involved.
  • Get information that you're entitled to receive from the financial institution.
  • Shop around.
  • Have sufficient information.
  • Be comfortable with your choice and the institution.
FCAC/ACFC Toll-free 1.866.461.FCAC (3222) Protecting Consumers / Informing Canadians
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Last Modified: 2005-04-27
Important Notices