November 21, 2006:

• Automobile Insurance Rate Board holds consultation meetings (November 8-10, 2006)
• Please note:  transcripts, written submissions and presentations are now available on this website.
  

July 31 and August 3, 2006:

• Alberta drivers to see another reduction in premiums (news release)
  (Bulletins added August 3):
• Annual Industry-Wide Adjustment of Rates for Basic Coverage:  Order 1-06 and Bulletin 1-06
• Geographical Differential Adjustment to the Grid Base Premium Rates for Basic Coverage:  Order 2-06 and Bulletin 2-06
• Formal public meetings were held to review mandatory premiums (more information)
  

July 7, 2006:

• Fillable PDF Forms:  The pdf forms under the Automobile Insurance Premiums Regulation are now "fillable".  The instructions are available on the upper right corner of each form.  You will need Acrobat Reader 6.0 or higher to complete these forms online.  If you don't have Acrobat Reader or need to upgrade, click here to download this free program.

June 26, 2006:

• Schedule for presentations at Public Meetings in Edmonton & Calgary, June 14, 15 & 20 (presentation documents and transcripts included)

May 31, 2006:

• Mercer Oliver Wyman's (the Board's consulting actuary) actuarial analysis for 2006 industry-wide rate level adjustment. [See Annual Review Process.]

May 30, 2006:

• Board Decisions - 1st Quarter of 2006

April 21, 2006:

• 2005 Annual Report of the Automobile Insurance Rate Board

April 13, 2006:

• Public meetings set for review of mandatory auto insurance premiums; see advertisement
• Notice 01-06:  Annual Review of Automobile Insurance Premiums for Basic Coverage

April 3, 2006:

Consumers may use our new grid rate calculator to help determine their premium. However, because the premium grid sets the maximum chargeable premium for basic coverage, most drivers (approximately 80%) do not pay these premiums.  Go to more information about the grid rate calculator.

2006 Annual Adjustment:  (Effective November 1, 2006)

• Alberta drivers to see another reduction in premiums (news release, July 31, 2006; Bulletins added August 3):
  • Annual Industry-Wide Adjustment of Rates for Basic Coverage:  Order 1-06 and Bulletin 1-06
  • Geographical Differential Adjustment to the Grid Base Premium Rates for Basic Coverage:  Order 2-06 and Bulletin 2-06
• Schedule for presentations at Public Meetings in Edmonton & Calgary, June 14, 15 & 20 (presentation documents and transcripts included)
• Actuarial analysis (May 31, 2006)
• Public meetings set for review of mandatory auto insurance premiums; see advertisement (April 13, 2006)
• Notice 01-06:  Annual Review of Automobile Insurance Premiums for Basic Coverage (April 12, 2006)

2005 Annual Adjustment: (Effective November 1, 2005)

• Auto insurance rates set to drop again for Alberta drivers (news release, July 27, 2005)
  • Order 01-05: Annual Industry-Wide Adjustment of Rates for Basic Coverage (July 27, 2005)
  • Order 02-05: Geographical Differential Adjustment to the Grid Base Premium Rates for Basic Coverage (August 2, 2005)
• Transcripts and Schedule of Public Meetings (June 27-30, 2005)
• Actuarial Analysis (May 31, 2005)
• Bulletin 02-05: Industry Adjustment (August 3, 2005)
• Notice 02-05:  Notice of Public Meetings (April 20, 2005)

2006:

• 1st Quarter

2005:

• 4th Quarter
• 3rd Quarter
• 2nd Quarter
• 1st Quarter

2005 Annual Report of the Automobile Insurance Rate Board

2004 Annual Report of the Automobile Insurance Rate Board

2003 Annual Report of the Automobile Insurance Board

2002 Annual Report of the Automobile Insurance Board

Insurance Act

Regulations:

• Automobile Insurance Rate Board Fees Regulation
• Automobile Insurance Premiums Amendment Regulation
• Fair Practices Regulation - Insurance Act
• Other Insurance Regulations
  

A STUDY OF PREMIUM STABILITY IN COMPULSORY AUTOMOBILE INSURANCE
In 1991 the Minister of Consumer and Corporate Affairs asked the Alberta Automobile Insurance Board to conduct a study on the stability of premiums for compulsory automobile insurance. The Study was released in September 1991 and contains two volumes. The Minister then asked Patricia Black, MLA to seek public response to the recommendations outlined in the Study.

• Note: blank pages have been removed from these documents and page numbers may not be in order.
• Full Study: Volume 1 (pdf, 6 MB); and Volume 2 (pdf, 14 MB)
• A Report on Public and Stakeholder Responses (pdf, 2 MB)