Aboriginal Housing Programs and Services

Canada Mortgage Housing Corporation (CMHC) offers programs, innovative financing techniques, training tools and information to increase building capacity and address housing needs in First Nations communities.

Eligibility Criteria

Eligible groups are First Nations, low-income seniors, people with disabilities, women, men and children fleeing family violence, youth at risk and others at risk of homelessness

Summary

EQuilibrium Housing
EQuilibrium Housing offers builders and developers across the country a unique opportunity to stand out as market leaders by building healthier homes and sustainable communities. This section provides additional information regarding the EQuilibrium Housing initiative, including a description of its guiding principles, resource documents and a description for the twelve teams selected by CMHC to build pilot demonstration homes throughout Canada.

Aboriginal Capacity Development
Helps First Nations work towards self-sufficiency in housing through the acquisition of knowledge, skills, training and other resources.

Direct Lending
CMHC's Direct Lending Program provides financing and renewals for eligible social housing projects, offering the lowest average financing rate available.

Home Adaptations for Seniors' Independence (HASI)
A program to help homeowners and landlords pay for home adaptations to extend the time that low-income seniors can live in their own homes independently.

Housing Internship Initiative for First Nations & Inuit Youth (HIIFNIY)
An initiative providing on-the-job training for First Nations and Inuit youth to assist them in pursuing employment in the housing industry.

Loan Insurance program On-Reserve with Ministerial Loan Guarantee
Band Councils or Aboriginal persons may access CMHC insured financing for the construction, purchase or renovation of single-family homes or multiple residential rental properties.

Native Inspection Services Initiative (NISI)
The NISI initiative provides for the contracting out of CMHC inspections relating to on-reserve programs to First Nations technical/inspection service providers.

On Reserve Homeownership Loan Insurance Pilot Product without Ministerial Loan Guarantee
This new non-subsidized product for the purchase, construction or renovation of a home on-reserve is offered on a pilot basis, and will allow eligible First Nations to facilitate insured mortgage financing for qualifying band members without a Ministerial Loan Guarantee.

Proposal Development Funding (PDF)
PDF loans assist with the initial costs of proposal development for projects that offer housing for seniors, the disabled and low-income Canadian households including First Nations.

Residential Rehabilitation Assistance Program (RRAP) - On-Reserve
Financial assistance for Band Councils and Band members to repair substandard homes to a minimum level of health and safety and to improve accessibility to housing for disabled persons.

RRAP - Rental
Assistance for landlords of affordable housing to pay for mandatory repairs to self-contained units occupied by low-income tenants.

Residential Rehabilitation Assistance Program (RRAP) - Conversion
Assistance for converting commercial or industrial buildings into affordable housing.

Residential Rehabilitation Assistance Program (RRAP) - Rooming Houses
Repair assistance to owners of rooming houses with rents affordable to low-income individuals. This program is available in both urban and rural areas.

Residential Rehabilitation Assistance Program (RRAP) - Secondary/Garden Suite
Financial assistance to create affordable self-contained rental units for low-income seniors and adults with disabilities.

Residential Rehabilitation Assistance Program (RRAP) - Persons with Disabilities
Assistance for homeowners and landlords to improve accessibility for persons with disabilities.

Shelter Enhancement Program
Assistance to build, repair, rehabilitate and improve shelters and second stage housing for women, children and youth who are victims of family violence.

On-Reserve Non Profit Housing Program
This program assists First Nations in the construction, purchase and rehabilitation, and administration of suitable, adequate and affordable rental housing on-reserve.

For further information, visit the Canadian Mortgage and Housing Corporation (CMHC)  Web site.

Quebec Contact(s):
See National Contact.

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National Contact(s):
Canada Mortgage and Housing Corporation
700 Montreal Road
Ottawa, Ontario  K1A 0P7
Telephone: 613-748-2000
Fax: 613-748-2098
Toll-free (information): 1-800-668-2642
TTY (hearing impaired): 613-748-2447
E-mail: chic@cmhc-schl.gc.ca
Web site: http://www.schl.ca/en/