SNB-Personal Property Registry (PPR)

What is the Personal Property Registry? (PPR)
The PPR is a centralized computer registry that serves the entire province of New Brunswick. The PPR allows both individuals and institutions to record their financial interest in personal property (cars, boats, appliances, etc.) 

Eligibility Criteria

No restrictions. Anyone can make application to access PPR in order to register a notice of security and / or search the PPR database. 

Summary

What benefits does the new PPR service offer?

Convenience
PPR offers remote access from your office or home as an alternative to personal visits to government locations, although access will be available on terminals in participating locations, such as the Registry and Mapping offices within Service New Brunswick;

Province-wide
The PPR permits clients to register and search all registered notices for the entire province with only one transaction;

Availability
You have access to the PPR beyond normal business hours, subject to system maintenance and backup processes;

Protection
The PPR provides easy access to information, which improves protection for consumers and secured parties making legislation more effective;

Accuracy
Direct input of information by the client ensures accuracy and timeliness, resulting in risk reduction and service responsiveness.

What basis does the PPR have in law?
The Personal Property Security Act (PPSA) came into effect on April 18, 1995. On that date, a number of existing acts were amended and some were repealed.

What is the status of security documents filed under the old legislation?
A document filed or registered under the old legislation continued to retain its priority for three years after the new legislation became effective. The end of that three-year period was April 18, 1998.

How does the PPR work?
The PPR is a notice-based system. Secured parties or their agents are responsible for entering accurate and timely information in the PPR upon registration. The legislation does not allow registry office staff registering or searching information on behalf of the client. Upon registration, a verification statement is available to the registrant confirming the details of the security interest. Changes to the registration information produce a notice of change report that is distributed electronically or by mail to all secured parties as addressed in the registration. The legislation stipulates secured parties are required, for a fee, to make a copy of the security agreement available to those entitled to receive or inspect them.

What are some of the Personal Property Registry functions?
The PPR provides the following functions:  enter, amend, renew, re-register, and discharge registrations; globally change registrations for a secured party; search the PPR database by individual debtor name, enterprise debtor name, serial numbered collateral identification, or registration number, and perform a variety of administrative functions such as create a secured party, create and modify client information.   For large-volume users, the capability exists to submit a batch file consisting of multiple registrations, changes and searches.

What types of registrations are available?
The PPR accepts six (6) types of registrations:

• PPSA Financing Statement
• Creditors' Relief Act Notice of Judgment
• Creditors' Relief Act Notice of Claim
• Notice of Appointment of Receiver
• Marital Property Act Household Goods Order Lien
• Employment Standards Act Employees' Lien

Is the PPR "user friendly"?
The PPR, available through ACOL is designed for simplicity. (ACOL and Atlantic Canada On-Line are registered official marks of the Provinces of New Brunswick, Newfoundland, Nova Scotia and Prince Edward Island). The familiar Windows-based graphical user interface with drop-down menus and contact-sensitive help is used to save time in learning and using the system.

Is the information secure?
User IDs and passwords identify who has entered registrations or changes to registrations. The PPR automatically requires changes to passwords on a regular basis. Information registered in the PPR is backed up and stored at alternative locations.

What do I need to connect to the PPR?
In the spring of 1999, the initial implementation of the NB PPR system migrated to a new release of software. These enhancements mean that the PPR in New Brunswick and other provinces are accessible through ACOL. Like the previous system, you can log on to the PPR from your home or business using your personal computer. Connection to the PPR is through your local Internet service provider.

What is ACOL?
ACOL is a new online information service that has the potential to provide electronic access to a wide variety of government information that is maintained by the four provincial governments of Atlantic Canada. It utilizes the latest electronic commerce technology adhering to stringent standards for security and confidentiality. It offers a convenient, single-point of access to public information from your remote personal computer or the client-activated workstations located in participating government departments. Unlike many other services, ACOL has the ability to submit information for registration purposes in addition to the simple retrieval of data. Doing business with government is easier and more efficient than ever before. This service is managed by Unisys Canada Inc. within a public / private partnership with the governments of New Brunswick, Newfoundland, Nova Scotia and Prince Edward Island.  

Can I access the PPR in other provinces?
The ACOL service provides access to the PPR in Nova Scotia, Prince Edward Island, Newfoundland and Labrador, Nunavut and the Northwest Territories. This capability offers clients with appropriate access privileges the ability to carry out business functions such as registrations, searches and changes in multiple provinces. This multi-jurisdictional capability provides a uniform approach resulting in higher levels of service and better business practices.

How do I register for ACOL PPR access?
For remote access to the ACOL PPR service, you require an ACOL account with PPR access privileges. To acquire an account, complete all required documents provided in the ACOL Information Kit.  These can be obtained from the Client Support Centre. Return the completed ACOL Client Application and Financial Agreement with initial fees to Unisys for processing.

Lien Check Service

You may use the Lien Check Service to identify liens on personal property that is a motor vehicle, trailer, mobile home, airplane, boat or outboard motor. This can help protect you from purchasing personal property that may be subject to seizure now or in the future. Lien Check searches the Personal Property Registry (PPR) to identify registrations and their current details. You will specify a serial number such as the motor vehicle identification number. The Lien Check will identify registrations exactly and closely matching your serial number. You will receive an official record of the contents of the PPR in the form of a Search Result Report.
 
You should NOT use Lien Check to search for personal property other than a motor vehicle, trailer, mobile home, airplane, boat or outboard motor. Though other goods (for example: computers, televisions, home appliances, tools) may feature a serial number, they are not listed by serial number within the Personal Property Registry.

For more information, visit the Web site: https://pprs.acol.ca//lc/index.do?lang=en. 
 
Questions?
For more information contact the ACOL Client Support Centre (1-888-624-2265), check out the ACOL homepage at:  http://www.acol.ca/frames_e_splash.html  or visit the Registry and Mapping office closest to you.

New Brunswick Contact(s):
Unisys Canada Inc.
Personal Property Registry (PPR)
Atlantic Canada OnLine (ACOL)
Suite M104
1809 Barrington St
P. O. Box 204
Halifax, Nova Scotia  B3J 2M4
Fax: (902) 422-1675
Toll-free (information): 1-888-624-2265
E-mail: webcomments@acol.ca
Hours of operation: Monday to Friday, 7:30 a.m. to 9:00 p.m

Ms. Phyllis Raymond
Registrar
Personal Property Registry (PPR)
Service New Brunswick
985 College Hill Road
P. O. Box 1998
Fredericton, New Brunswick  E3B 5G4
Telephone: 506-444-5510
Fax: 506-444-3033