Canada Mortgage Housing Corporation (CMHC) offers programs, innovative financing techniques, training tools and information to increase building capacity and address housing needs in First Nations communities.
Eligible groups are First Nations, low-income seniors, people with disabilities, women, men and children fleeing family violence, youth at risk and others at risk of homelessness
EQuilibrium Housing
EQuilibrium
Housing offers builders and developers across the country a unique opportunity
to stand out as market leaders by building healthier homes and sustainable
communities. This section provides additional information regarding the
EQuilibrium Housing initiative, including a description of its guiding
principles, resource documents and a description for the twelve teams selected
by CMHC to build pilot demonstration homes throughout Canada.
Aboriginal Capacity
Development
Helps First Nations work towards self-sufficiency in
housing through the acquisition of knowledge, skills, training and other
resources.
Direct Lending
CMHC's Direct Lending
Program provides financing and renewals for eligible social housing projects,
offering the lowest average financing rate available.
Home
Adaptations for Seniors' Independence (HASI)
A program to help
homeowners and landlords pay for home adaptations to extend the time that
low-income seniors can live in their own homes independently.
Housing Internship
Initiative for First Nations & Inuit Youth (HIIFNIY)
An initiative providing on-the-job training for
First Nations and Inuit youth to assist them in pursuing employment in the
housing industry.
Loan Insurance program On-Reserve
with Ministerial Loan Guarantee
Band
Councils or Aboriginal persons may access CMHC insured financing for the
construction, purchase or renovation of single-family homes or multiple
residential rental properties.
Native Inspection Services
Initiative (NISI)
The NISI initiative provides
for the contracting out of CMHC inspections relating to on-reserve programs to
First Nations technical/inspection service providers.
On Reserve Homeownership Loan
Insurance Pilot Product without Ministerial Loan Guarantee
This new non-subsidized product for the purchase,
construction or renovation of a home on-reserve is offered on a pilot basis, and
will allow eligible First Nations to facilitate insured mortgage financing for
qualifying band members without a Ministerial Loan Guarantee.
Proposal Development Funding
(PDF)
PDF loans assist with the initial costs
of proposal development for projects that offer housing for seniors, the
disabled and low-income Canadian households including First
Nations.
Residential Rehabilitation Assistance Program
(RRAP) - On-Reserve
Financial assistance for Band Councils and Band
members to repair substandard homes to a minimum level of health and safety and
to improve accessibility to housing for disabled persons.
RRAP -
Rental
Assistance for landlords of affordable housing to pay for
mandatory repairs to self-contained units occupied by low-income
tenants.
Residential Rehabilitation Assistance Program
(RRAP) - Conversion
Assistance for converting commercial or
industrial buildings into affordable housing.
Residential Rehabilitation Assistance Program
(RRAP) - Rooming Houses
Repair assistance to owners of rooming
houses with rents affordable to low-income individuals. This program is
available in both urban and rural areas.
Residential Rehabilitation Assistance Program
(RRAP) - Secondary/Garden Suite
Financial assistance to create
affordable self-contained rental units for low-income seniors and adults with
disabilities.
Residential Rehabilitation Assistance Program
(RRAP) - Persons with Disabilities
Assistance for homeowners and
landlords to improve accessibility for persons with disabilities.
Shelter Enhancement Program
Assistance
to build, repair, rehabilitate and improve shelters and second stage housing for
women, children and youth who are victims of family violence.
On-Reserve
Non Profit Housing Program
This program assists First Nations in the
construction, purchase and rehabilitation, and administration of suitable,
adequate and affordable rental housing on-reserve.
For further information, visit the Canadian Mortgage and Housing Corporation (CMHC) Web site.
New Brunswick Contact(s):
See National Contact.