CMHC in partnerships with Aboriginal communities and others, offers programs, innovative financing techniques and information on building practices which work under cold climate conditions.
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Programs and Initiatives
EQuilibrium Housing EQuilibrium Housing offers builders and developers across the country a unique opportunity to stand out as market leaders by building healthier homes and sustainable communities. This section provides additional information regarding the EQuilibrium Housing initiative, including a description of its guiding principles, resource documents and a description for the twelve teams selected by CMHC to build pilot demonstration homes throughout Canada.
Aboriginal Capacity Development Helps First Nations work towards self-sufficiency in housing through the acquisition of knowledge, skills, training and other resources.
Direct Lending CMHC's Direct Lending Program provides financing and renewals for eligible social housing projects, offering the lowest average financing rate available.
Emergency Repair Program The ERP assists eligible homeowners or occupants in rural areas to undertake emergency repairs required for the continued safe occupancy of their houses.
Home Adaptations for Seniors' Independence (HASI) A program to help homeowners and landlords pay for home adaptations to extend the time that low-income seniors can live in their own homes independently.
Native Inspection Services Initiative (NISI) The NISI initiative provides for the contracting out of CMHC inspections relating to on-reserve programs to First Nations technical/inspection service providers.
On-Reserve Non Profit Housing Program This program assists First Nations in the construction, purchase and rehabilitation, and administration of suitable, adequate and affordable rental housing on-reserve.
Proposal Development Funding PDF loans assist with the initial costs of proposal development for projects that offer housing for seniors, the disabled and low-income Canadian households including First Nations.
Shelter Enhancement Program Assistance to build, repair, rehabilitate and improve shelters and second stage housing for women, children and youth who are victims of family violence.
Training and Information
Housing Quality Matters A comprehensive series of information and training sessions having the objective of enhancing skills and knowledge with respect to housing quality. While there is a focus on Indoor Air Quality (IAQ) including mold prevention and remediation, the sessions cover better building techniques, inspecting existing dwellings, property management and basic home maintenance.
Mold Matters: A Resource Guide for First Nations Housing Providers This Resource Guide is intended for use by First Nations housing providers. It is a compilation of information programs, products and services that covers a wide range of information on moisture and related mold problems.