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Information on collection agenciesInformation on collection agenciesA collection agency is a company that intervenes to recover money owed by people in debt. Your creditors – the people to whom you owe money – pay these agencies to recover the amounts you owe them. If you owe money to a company or a supplier and have not recently sent in your payment, that company or supplier can turn your file over to a collection agency. Here are some useful tips:
Do you feel you have been treated unfairly by a collection agency? Although the regulations differ slightly across Canada, a collection agency is usually only allowed to do certain things. Find out more so that you will be able to protect yourself from aggressive debt collectors The complete list of what debt collectors can and cannot do, as well as contact information, are available in the Canadian Consumer Handbook. For example, a representative of a collection agency must not make telephone calls of such a nature or frequency as to constitute harassment of you or your family. There are certain times when a representative must not call you at all (which vary from one province or territory to another);. Specific rulesYou can view the specific rules that apply to collection agencies where you
live. Click on your province or territory to access the information from the
appropriate government agency regarding collection agencies' practices : Alberta British Columbia Manitoba New Brunswick Newfoundland and Labrador Northwest Territories Nova Scotia Nunavut Ontario Prince Edward Island Quebec Saskatchewan Yukon
Warning Signs of Debt | Before going further | "Last resort" options | Information on collection agencies | Credit and Credit Repair | Resources for educators |
Created: 2006-05-18 Updated: 2006-05-18 |
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